Home » Terms & Conditions – Everyday Tagalog for Parents

Hi! I want this membership to be an enriching experience for you and for you to fully understand what we will or will not do with your information. Please take the time to understand not only our role but yours as well before you make your purchase.  


By clicking Agree to the Terms and Conditions and paying for a program, course, or service either in part or in full, you agree to the terms below.  

You irrevocably agree to enter into this “Everyday Tagalog for Parents” Agreement with Michele Montierro of Fil-Am Learners (the “Company” or “we/us/our”), then this Participant Agreement (the “Agreement”) automatically becomes a binding contract between you and the Company, and applies to your participation in the membership. By paying for this membership, you agree to these Terms and Conditions, without modification, and acknowledge reading them.  


I offer a 14-Day refund policy. You may request a refund for up to 14 days after you purchase the membership. If you don’t like the membership or feel that I didn’t deliver in providing value that will grow your skills in Tagalog, then I will issue you a 100% refund.

  To be eligible for a refund, you must …

  • Submit your request to hello@filamlearners.com within 14 days of purchase.

Sadly, no refunds will be provided for …

  • Purchases that were made more than 14 days.
  • If you are in the same industry and sell a similar product to my membership, you will not be eligible for a refund.
  • If you previously purchased and were a member of the Everyday Tagalog for Parents Membership and requested a refund for any reason previously, you will not be eligible to receive a second refund.  

This refund policy is designed to give you 14 days to try the membership, get acquainted and learn! If you do the work, put in your best effort and feel that I haven’t given you value, I will issue a 100% refund.


By paying with a debit card or credit card, you give the Company permission to automatically charge your credit or debit card as payment for your Program, Product or Service without any additional authorization, for which you will receive an electronic receipt.  

In the event that your payment method fails, you will have the opportunity to update that information without penalty. However, if after multiple attempts of collecting payment is not received, the Program, Product or Services will not continue and the Company reserves the right to cease your access immediately and permanently.  

If you fail to make payments in a timely manner in accordance with these Terms and Conditions or voluntarily decide to withdraw from the Company’s Programs, Products or Services at any time or for any reason whatsoever other than accordance of the Refund Policy, you will still remain fully responsible for the full cost of the Programs, Products and/or Services. The Company reserves the right to report non-payment to credit reporting agencies which would result in a negative impact on your credit score. In addition, the Company reserves the right to send your account to a collection agency for collection. You agree to pay all costs of collection, including attorney’s fees and costs, on any outstanding balance.  

All information obtained during your purchase or transaction for the Company’s Programs, Products and Services and all of the information that you give as part of the transaction, such as your name, address, method of payment, credit card number, and billing information, may be collected by both the Company and our payment processing company.  

You agree to only purchase goods or services for yourself or for another person for whom you are legally permitted to do so or for whom you have obtained the express consent to provide their name, address, method of payment, credit card number, and billing information.  

You agree to be financially responsible for all purchases made by you or someone acting on your behalf. You agree to use the Company’s Programs, Products, Services, and Program Materials for legitimate, non-commercial purposes only and not for speculative, false, fraudulent, or illegal purposes.  

Since the Company has a clear Refund Policy in these Terms and Conditions that you have agreed to prior to completing the purchase of any of the Company’s Programs, Products, or Services, the Company will not tolerate or accept any type of chargeback threat or actual chargeback from your credit card company. In the event that a chargeback is placed on a purchase or the Company receives a chargeback threat during or after your purchase, the Company reserves the right to report the incident to credit reporting agencies or to any other entity for inclusion in any chargeback database or for listing as a delinquent account which could have a negative impact on your credit report score. The information reported will include your name, email address, order date, order amount, and billing address. Chargeback abusers wishing to be removed from the database shall make the payment for the amount of the chargeback.  

Payment processing companies and Merchants may have privacy and data collection practices that are different from ours. We have no responsibility or liability for these independent policies of the payment processing companies and Merchants. In addition, when you make certain purchases through our Programs, Products or Services, you may be subject to the additional terms and conditions of a payment processing company, Merchant or us that specifically apply to your purchase. For more information regarding a Merchant and its terms and conditions that may apply, visit that merchant’s Website and click on its information links or contact the Merchant directly.  


You will not copy, duplicate or steal the Company’s Website or Content. You understand that doing anything with the Company’s Website or its Content that is contrary to these terms and conditions and the limited license provided to you herein is considered theft, and we reserve the right to prosecute theft to the full extent of the law.  

You are allowed to download and/or print individual pages of the Company’s digital resources (e.g. downloadable PDF’s of learning materials) for personal, and non-commercial use. However, you must give the Company full attribution and credit by name, keep intact all copyright, trademark and other proprietary notices and, if used electronically, you must include the link back to the specific Website page from which the Content was originally obtained. You may not in any way at any time use, copy, adapt, imply or represent that Company’s Website or Course Content is yours or created by you. By downloading, printing or otherwise using the Company’s Website or Course Content for your personal use you in no way assume any ownership rights of the Content – it is still the Company’s intellectual property.  

You must receive the Company’s written permission before using any of the Website’s Content or Course’s Content for your own business use or before sharing it with other people. This means that you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, market, create derivative works, exploit, or distribute in any manner or medium (including by email, website, link or any other electronic means) any of the Company’s Website Content or Course Content because that is considered stealing.  

The Company is granting you a limited license to enjoy the Website and its Content (free and all Paid Content) for your own personal use, not for your own business/commercial use or in any way that earns you money, unless given written permission that you are actually allowed to do so.  


The Company protects your personal information by adopting appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site. Sensitive and private data exchange between the Site and its Users happens over an SSL secured communication channel and is encrypted and protected with digital signatures. The Company does not sell, trade, or rent user’s personal identification information to others. The Company may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above. The Company may use third-party service providers to help us operate our business and the Site or administer activities on our behalf, such as sending out newsletters or surveys. The Company may share your information with these third parties for those limited purposes provided that you have given us your permission The Company respects your privacy and must insist that you respect the privacy of fellow Program participants. You agree not to violate the publicity or privacy rights of any Program participant. We respect your confidentiality and proprietary information, ideas, plan and trade secrets (collectively, “Confidential Information”) and must insist that you respect the same fellow rights of fellow Program participants and of the Company. You agree (1) not to infringe any Program participant’s or the Company’s copyright, patent, trademark, trade secret or other intellectual property rights, (2) that any Confidential Information shared by Program participants or any representative of the Company is confidential and proprietary, and belongs solely and exclusively to the participant who discloses it or the Company, (3) you agree not to disclose such information to any other person or use it in any manner other than in discussion with other Program participants during Program sessions. Further, you agree that, if you violate, or display any likelihood or violating, any of your agreements contained in this paragraph, the Company and/ or other Program participant(s) will be entitled to injunctive relief to prohibit any such violations to protect against the harm of such violations.  


If any term, provision, covenant, or condition of this Agreement is held by an arbitrator or court of competent jurisdiction to be invalid, void, or unenforceable, the rest of the Agreement shall remain in full force and effect and shall in no way be affected, impaired, or invalidated.  


This Agreement has been executed and delivered in the State of California and the laws of such state shall govern its validity, interpretation, performance, and enforcement.  

Have a Question?

Send an e-mail to: hello@filamlearners.com

© 2019 | Fil-Am Learners